Can I Get A Little Help?

One of the top concerns for prospective home buyers is accumulating the down payment for their first home. A recent article by Rob Chrisman highlighted some relevant research related to down payment assistance by quality organizations such as NeighborWorks America, Zillow and TD Bank. There’s significance here for any Credit Union wanting to be memberlicious.

How so you ask?

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Call Me Maybe or Call Me Anytime

I have a wide range of interest in music. I was born in the early 70s so I remember what my Dad listened to in the car from that era. And then there’s the 80s music and the days of the music video. The 90s were an alternative phase while in college. And more recently I listen to pop, somewhat due to my kids, all the while trying to hang unto to some youth by listening to alternative (my most frequent Siruis/XM station is AltNation – channel 36). On a not too long ago, but very long road trip, my 15 year told me that I still listened to cool music – so that kind of made my day.

If you’re a music fan, you’ve probably heard “Call Me Maybe” by Carly Rae Jepsen and seen the Youtube home videos of it or maybe Blondie’s “Call Me” is more your style. Either way, according to Steve Brown, past President of the National Association of Realtors, you and your Credit Union need to Call Them.

Steve is a business partner of Wright-Patt Credit Union’s and a friend so I was excited to get him connected with Credit Union Times for a recent article. 

Steve has been a big advocate of Credit Union’s working with Realtors – encouraging Realtors to reach out to local Credit Unions as well as pushing Credit Unions to be more open and engaging with local Realtors. He believes in the old saying of All Real Estate is Local thinks Credit Unions and Realtors are a great match. I couldn’t agree more, but I’ve got biases. You can read the article in CU Times with the above link and here’s a few highlights………….


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Have You Heard the Story About “The Home Story”

Have you heard the story about “The Home Story”?

That sounds like the start of a joke, but it’s no joke. It’s actually a great new tool from Fannie Mae. According to their web site, The Home Story is an online source of housing-related information published by Fannie Mae. For more than 75 years Fannie Mae has enabled people to buy or rent a home by providing liquidity for mortgage credit. Through The Home Story, we are applying our expertise and experience in housing to inform renters, homeowners, and, particularly, the next generation of homeowners. We created the publication because we believe that well-informed homeowners are an important part of sustainable lending. Simply stated, everyone benefits when people buy a home they can afford over the long term. We envision The Home Story as a destination for factual and informative content to help people make better housing decisions.

This is pretty cool. I’ve read some of the articles and think it would be quite memberlicious to share this with your members.

The web site can be found at

Check it out and share it’s content with your members.



The Next Generation of Mortgage Loan Officers – Part 4 of 4

This is the last in my four part series about the Next Generation of Mortgage Loan Officers. It’s been based on four Millennials recently hired on as mortgage originators at Wright-Patt Credit Union in our efforts to start building that next generation.

To provide some insight into what the next generation might be looking for, I conducted a series of face-to-face interviews and emails with each of our four new originators. Why did they choose mortgage lending? Why do they think they’ll be successful? And what else can a Credit Union wanting to be memberlicious learn from them?

Today, meet Jonas Helbert……

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